Some vendors on the Wholesail platform offer discounts if you pay your bills early. For example a restaurant on Net-30 terms may get a 1% discount to pay in less than 7 days when you pay through Wholesail. Most vendors receive payments from their customers in about 30 days but have expenses that are due much earlier. They offer an early pay discount so they don’t have to go to a bank to borrow money. When customers pay early through Wholesail, vendors don’t need to process paper checks or send payment reminders to customers. This saves them time and money.